Australia's Fast & Flexible Business Loans

Get 1st & 2nd Mortgage Loans from $20,000 to $2,000,000 within 24 hours No cashflow statements or financial records required simple, secured lending designed for business owners.

Australia's Fast & Flexible Business Loans

Get 1st & 2nd Mortgage Loans from $20,000 to $2,000,000 within 24 hours No cashflow statements or financial records required simple, secured lending designed for business owners.

Why Australian Businesses Choose HomeSec

At HomeSec, we make business funding simple, fast, and stress-free. For more than 20 years, Australian business owners have relied on us for short-term secured loans that deliver real results when banks say no. Our flexible approach means you get the capital you need without the red tape.

Here's why thousands of businesses trust HomeSec

  • Funds in 24 hours
  • $20k – $2m loan range
  • No financials or credit checks
  • Bad credit accepted
  • Flexible, no-fee terms
  • 100% Australian-owned

Services

Our Business Loans

01

Short-Term Business Loans

Fast funding up to $2,000,000 for urgent business needs.

02

Business Bridging Loans

Short-term while waiting for settlements or payouts.

03

2nd Mortgages

Access equity without refinancing your existing mortgage.

Featured in:

Process

How we fund business loans in 24 hours

01

Apply Online

This takes all of 60 seconds to apply. We don’t ask for any confidential or sensitive information, and WE DON’T DO ANY CREDIT CHECKS.

02

Receive a Quick Call

This takes all of 60 seconds to apply. We don’t ask for any confidential or sensitive information, and WE DON’T DO ANY CREDIT CHECKS.

03

Sign Letter of Offer

This takes all of 60 seconds to apply. We don’t ask for any confidential or sensitive information, and WE DON’T DO ANY CREDIT CHECKS.

04

Final checks

This takes all of 60 seconds to apply. We don’t ask for any confidential or sensitive information, and WE DON’T DO ANY CREDIT CHECKS.

05

Signing Loan Agreement

This takes all of 60 seconds to apply. We don’t ask for any confidential or sensitive information, and WE DON’T DO ANY CREDIT CHECKS.

06

Your Loan is Funded

This takes all of 60 seconds to apply. We don’t ask for any confidential or sensitive information, and WE DON’T DO ANY CREDIT CHECKS.

Funding Solutions for Every Business

Whether you’re a small business, property developer, or growing enterprise, HomeSec provides secured lending tailored to your needs. If you own property with equity and need fast capital for a genuine business purpose, we can help—even if you’ve been turned away by banks.

See how much you can borrow

$2.1 Billion in Success Stories

These aren’t fake reviews. These are real entrepreneurs who stopped making excuses and started making money. Your story could be next.

VERIFIED

"I applied Monday morning, got approved Tuesday afternoon, and had $1.2M in my account Wednesday. HomeSec doesn't just talk fast - they ARE fast. This funding let us scale from 8 to 25 employees in 6 months."
Sarah Mitchell
Mitchell's Marketing Agency

VERIFIED

"Every other lender wanted collateral, co-signers, and my firstborn child. HomeSec approved $850K based on our cash flow alone. No BS, no games - just capital when we needed it most."
Marcus Johnson
Johnson Construction LLC

VERIFIED

"Banks laughed at us during COVID. HomeSec saw our potential and funded our expansion when everyone else ran scared. We're now the fastest-growing restaurant group in our city."
Lisa Chen
Chen's Restaurant Group

Don't Miss Out.

Keep Your Business Moving Forward.

Cash flow shouldn’t hold your business back. With HomeSec Business Loans, you can access fast funding from $20K up to $2M, approved in hours and settled within 24 hours.

Flexible Business Loan Options
$0M
Flexible Loan Terms
0MONTHS
Fast Funding
0HOURS

Frequently Asked Questions

Get answers to the most common questions about our bridging loan process and requirements.

 

How fast can I get a business loan approved with HomeSec?
Most HomeSec applications are approved within 2 hours, and funds can be available in 24 hours.
HomeSec offers short-term business loans, bridging loans, caveat loans, 1st and 2nd mortgages, and interest-only business loans.
Yes. Some lenders, like HomeSec, provide equity-based loans without requiring financials or trading history.
Yes. HomeSec does not require good credit or financials—approval is based on property equity, and borrowers with bad credit or tax arrears can still qualify.
Residential, commercial, or investment properties with equity can be used as loan security.