Access up to $2M in 24 hours with minimal paperwork. Bad credit accepted.
HomeSec provides fast, flexible bridging finance to help businesses access capital when timing is critical. Our streamlined process ensures you never miss out on property deals, refinancing opportunities, or urgent expenses.
Whether you’re acquiring property, expanding operations, or covering short-term cash flow, our bridging loans give you the breathing space to move forward with confidence.
Approvals in hours, funding within 24 hours.
No hidden fees, no surprise charges.
Licensed, insured, and trusted nationwide.
A dedicated team guides you through every step.
A business bridging loan is a short-term funding solution that provides fast access to cash while you wait for settlement, refinance, or another financial event. Unlike traditional bank loans, bridging finance is quick, flexible, and requires minimal documentation—making it ideal for time-critical opportunities.
Time-Critical Advantage: When a business opportunity has a deadline, bridging loans ensure you never miss out due to financing delays.
Typical terms
Loan range
Funding Available
HomeSec offers two repayment options, giving you the flexibility to either preserve cash flow or spread out interest costs during the loan term.
No repayments during the loan term. All interest and costs are paid in one lump sum at settlement or refinance—perfect for businesses that want to keep cash flow free until the end.
Make smaller monthly interest payments during the loan term, with the principal due at settlement or refinance. A smart option for businesses with steady cash flow that prefer gradual repayments.
Bridging loans are asset-based lending focused on security and exit strategy. Our streamlined approach gets you approved faster than traditional business loans.
Since 2004, HomeSec has been Australia’s trusted name in short-term business lending. Thousands of businesses choose us because we deliver fast, reliable funding when it matters most.

Founded in 2004, HomeSec has helped thousands of Australian businesses secure fast short-term funding when it mattered most. Our reputation is built on speed, trust, and delivering on our promises—so when we say you’ll be funded, you will be.
Over 20 years of experience in business lending, with thousands of clients funded nationwide.
Trusted by 5,000+ businesses
Loan applications approved in hours, with funding available in just 24 hours.
24-hour approval guarantee
Choose between capitalised or interest-only bridging finance—tailored to suit your cash flow.
100% secure & compliant
Available across all states and territories, backed by a licensed and compliant lender.
Australia-wide coverage
Your bridging loan covers both the new property purchase and your existing mortgage.
The loan is interest-only and designed as a temporary solution until your property transaction is complete.
You receive the funds upfront, usually within 24 hours, so you can settle on time.
The loan is repaid in full when you sell your property or complete a refinance.


