Finance for Property Purchases

Fast, flexible loans to secure your next property —approvals in under 2 hours, funding in 24.

<2HRS

APPROVAL TIME

24HRS

FUNDING SPEED

1-6M

LOAN TERMS

Business Property Purchase Loan Overview

Need funds to settle quickly on a commercial or investment property? HomeSec provides fast business property purchase loans across Australia, designed for speed, flexibility, and minimal paperwork.

Perfect For
  • Businesses purchasing commercial property
  • Investors settling residential property in a company or trust structure
  • Companies or trusts needing settlement-ready funds
  • Borrowers let down by banks or facing delayed finance

Fast Approvals

Decisions in under 2 hours

Flexible Repayments

Options from interest-only to lump sum

No Penalty Fees

Repay early without extra charges

Funding in 24 Hours

Settle on time without stress

Proven Track Record of Success

Business Loans Funded
$0B+
Businesses Helped
0+
Average Funding Time
0Hours
Approval Rate
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What Is a Business Property Purchase Loan?

A business property purchase loan is a short-term loan designed to help businesses and investors settle quickly on commercial or investment properties. At HomeSec, approvals are based on equity, not credit history.

Fast Access to Funds: Get approved within hours and funded the very next day—so you can move forward with confidence and never miss out on urgent business opportunities.

1-12 Months

Loan Terms

$20K-$5M

Loan range

75%

Max LVR

Various Types of Property Loanss

Every property purchase is unique. Our property loans are structured to match your settlement deadlines, funding requirements, and individual circumstances—so you never miss out on securing your property.

 

Subdivision Finance

Boost property value by subdividing land into multiple titles. Funds can also be used for construction projects.

Factory Finance

Business loans to buy or expand factories, including property and essential equipment.

Rural Short-Term Property Loans

Short-term loans for farms and rural property, with LVR adjusted for size and location.

Construction & Property Development Loans

Fast funding for subdivisions, commercial buildings, or residential construction projects.

Commercial Property Loans

Finance to purchase or refinance commercial property with competitive rates and flexible loan amounts.

Mezzanine Finance

Flexible finance to complete projects, expand, or access extra capital when banks fall short.

Land Finance

Loans to buy vacant land—residential or industrial—for holding, development, or subdivision.

Property Purchase Loan Requirements

What You Need:

What's NOT Required:

Why Choose HomeSec for Your Property Loans?

For over 20 years, Australian businesses and investors have trusted HomeSec for fast, flexible property finance. Unlike banks, approvals are based purely on equity, making the process quick and stress-free.

 
Financial advisor shaking hands with clients after approving a property purchase loan

HomeSec Advantage

Founded in 2004, HomeSec has helped thousands of Australian businesses secure fast short-term funding when it mattered most. Our reputation is built on speed, trust, and delivering on our promises—so when we say you’ll be funded, you will be.

20+ Years Experience

Proven track record in business lending

No Credit Checks

Approvals based on equity, not history

Minimal Paperwork

Just ID and company details required

Trusted by Thousands

Businesses nationwide rely on HomeSec

How do Property Purchase Loans work?

Applying is simple—get approved and funded faster than with any bank.

STEP 01

Apply Online

Takes just 60 seconds

STEP 02

Submit Documents

Contract of sale, ID, trust deed (if needed)

STEP 03

Approval in Hours

Decisions made the same day

 
STEP 04

Funds Released

Settlement-ready within 24 hours

 

$2.1 Billion in Success Stories

These aren’t fake reviews. These are real entrepreneurs who stopped making excuses and started making money. Your story could be next.

VERIFIED

"I applied Monday morning, got approved Tuesday afternoon, and had $1.2M in my account Wednesday. HomeSec doesn't just talk fast - they ARE fast. This funding let us scale from 8 to 25 employees in 6 months."
Sarah Mitchell
Mitchell's Marketing Agency

VERIFIED

"Every other lender wanted collateral, co-signers, and my firstborn child. HomeSec approved $850K based on our cash flow alone. No BS, no games - just capital when we needed it most."
Marcus Johnson
Johnson Construction LLC

VERIFIED

"Banks laughed at us during COVID. HomeSec saw our potential and funded our expansion when everyone else ran scared. We're now the fastest-growing restaurant group in our city."
Lisa Chen
Chen's Restaurant Group

Don’t Lose Your Property Deal.

Settle On Time.

Last-minute finance issues don’t have to stop your purchase. Join 5,000+ businesses who secured property funding with HomeSec—approved in hours, settled within 24 hours.

MAXIMUM LOAN
$0M
TO FUNDING
0HOURS
APPROVAL RATE
0%

Frequently Asked Questions

Can I get a business loan to buy commercial property in Australia?

Yes. HomeSec provides short-term business loans for commercial property purchases, with approvals in under 2 hours and funds ready in 24 hours.
Most loans are approved within 2 business hours, and settlement-ready funds are available the very next day.
Interest rates for HomeSec property purchase loans start from 1.95% per month, depending on property type and risk profile.
No. HomeSec approvals are based on available equity, so there are no credit checks or lengthy property valuations.
 Yes. You can repay early with no exit fees or penalties, giving you full flexibility.