Get fast funding secured by your property equity. Approval is based on equity, not credit checks—funds available within 24 hours.
A caveat loan is a short-term business loan secured against real estate. With fast approvals and minimal paperwork, it’s one of the quickest ways to access secured business funding in Australia.
Same-day approval and funding
Short-term finance from 1 to 12 months
Bad credit borrowers may still qualify
No trading history or financials required
A caveat loan is a short-term secured business loan that uses property equity as security. To protect the lender, a legal caveat is lodged on the property title, which prevents the property from being sold or further encumbered until the loan is repaid in full.
This makes caveat loans one of the fastest and most accessible ways for businesses to unlock funds, without the lengthy checks or requirements of traditional bank loans.
Approval Based on Equity: Unlike traditional bank loans, approval for a caveat loan is determined by the available equity in your property—not your financial statements or credit history.
Typical Terms
Loan range
Funding Speed
Businesses turn to caveat loans for a range of urgent needs:
Caveat loans stand out as one of the fastest and most practical funding solutions for Australian businesses. Unlike traditional bank finance, they focus on property equity rather than financials—making them ideal when time and simplicity matter most.
Approvals in hours, with funds available in as little as 24 hours.
Lending is secured against property value, not credit history.
Minimal paperwork compared to bank loans.
Perfect for short-term needs while awaiting settlement, refinance, or incoming funds.
Getting a caveat loan with HomeSec is straightforward and fast:
Submit your loan application.
HomeSec reviews your property equity and loan request.
A caveat is placed on the property title.
Cash is provided, often within 24 hours.
Once the loan is repaid, the caveat is lifted.
These aren’t fake reviews. These are real entrepreneurs who stopped making excuses and started making money. Your story could be next.
Time-sensitive opportunities can’t wait for banks. Join 5,000+ businesses who secured quick finance with HomeSec caveat loans.
Get answers to the most common questions about our bridging loan process and requirements.
