Secured business loans give you fast access to large sums of money using property or other assets as collateral. Unlike banks, HomeSec bases approval on the equity in your property – not your credit score, tax returns, or financials.
Approvals within hours, settlement in 24 hours
Up to $5M based on asset equity
Approval based on equity, not credit score
From 1 month up to 12 months
A secured business loan is a short-term loan backed by property or other valuable assets. By using equity as collateral, businesses can access larger loan amounts at lower interest rates, with faster approvals and more flexible terms than traditional bank finance.
Loan Terms
Loan range
Max Ratio
HomeSec funds three main types of secured loans, each suited for different needs.
Fast, short-term funding secured against property equity.
Finance designed to cover gaps until settlement or refinance.
Larger secured loans with flexible repayment options.
Secured loans are equity-based, making approvals fast and straightforward. With only minimal documentation required, you can access funding far quicker than through traditional banks.
As one of Australia’s largest secured lenders, HomeSec has helped over 30,000 businesses.
Founded in 2004, HomeSec has helped thousands of Australian businesses secure fast short-term funding when it mattered most. Our reputation is built on speed, trust, and delivering on our promises—so when we say you’ll be funded, you will be.
Specialists in secured business lending with years of experience helping Australian companies succeed.
Simple applications, approvals in just hours, and funding released within 24 hours.
Choose repayment options that suit your business — repay early or extend without penalty fees.
We base approvals on property equity, not your credit score or financial history.
Speed and simplicity are at the core of secured lending. Here’s our proven 4-step process that gets funds into your account in as little as 24 hours.
Complete our quick 60-second online application with your basic loan and business details.
Submit property or asset information so we can confirm available equity.
Receive approval within hours, with clear terms and no hidden conditions.
Funds are transferred within 24 hours, giving you immediate access to capital.
Time-sensitive opportunities don’t wait for banks. Join 30,000+ businesses who got funded fast with HomeSec secured loans.
