An interest-only business loan lets you keep repayments low by paying just the interest each month, with the flexibility to pay out the principal later. Ideal for businesses and investors needing fast, affordable finance.
Approved and settled in as little as 24 hours
Pay only interest, not principal
Interest and costs fully deductible
Approval based on equity, not credit history
An interest-only business loan is a short-term secured loan where you pay only the interest each month, not the principal. This makes repayments lower and cash flow easier to manage.
Flexible Terms
Loan range
Low Monthly Repayments
Our interest-only business loans are designed with flexibility in mind, allowing you to tailor the loan to match your unique cash flow, investment goals, and short-term funding requirements.
Perfect for business owners or investors using their property as first security. Provides larger loan amounts and lower rates, with flexible repayment options.
Designed for those who already have a primary mortgage but need extra funds quickly. A second mortgage offers fast access to equity without disturbing your main loan.
Getting approved for an interest-only loan with HomeSec is simple and straightforward. We focus on the equity in your property, not complicated financials or credit history, which means fast approvals and minimal paperwork.
HomeSec is a trusted private lender helping Australian businesses access funding fast without the roadblocks of traditional banks.
Founded in 2004, HomeSec has helped thousands of Australian businesses secure fast short-term funding when it mattered most. Our reputation is built on speed, trust, and delivering on our promises—so when we say you’ll be funded, you will be.
Get a decision in under 2 hours, with a simple process that focuses on equity instead of complex paperwork.
Access the cash you need within 24 hours, so you never miss out on urgent business opportunities.
Enjoy loan terms that can be extended without penalty fees, giving you control over your repayments.
Partner with a 100% Australian-owned lender backed by decades of secured lending experience.
Complete our simple online application in just 60 seconds with no complicated forms or lengthy requirements.
Your loan is assessed based on the equity in your property, making the process quick and straightforward.
Most applications are approved within 2 hours, giving you the certainty to move forward without delays.
Once approved, the funds are deposited directly into your account within 24 hours so you can access them right away.
High repayments can hold your business back. With HomeSec’s Interest Only Business Loans, you get the funding you need while keeping monthly commitments low.
